Workers Compensation Reciprocity Agreements

Mutual agreements for each state vary and may include exclusions. These agreements must be requested and approved by the employer before they take effect. Employers should contact WSI before assuming they have WSI coverage for their employees working in these states. WSI is liable for a claim resulting from a mutual agreement. NOTE: The following information is for reference only. It should not be construed as legal advice or an interpretation of the laws and rules of other states. The information listed for a particular state may not be up to date as laws, rules, and agreements may have changed. Employers are responsible for understanding and complying with the requirements of each state and should not rely solely on the following information. At the request of the employer, the Idaho Industrial Commission sends an extraterritorial certificate to the agency responsible for administering the Workers` Compensation Insurance Act in the state where the work is performed. The organization will review the application and make a decision to approve or reject the certificate.

Notification of their decision is sent directly to the employer. Coverage and contact information from state to state can be found below. If you are an Oregon employer who intends to temporarily assign employees to another state, you should visit that state`s website or contact the workers` compensation agency directly to learn more about the requirements you must meet. You should also contact your insurer before you start working in the other state. To begin with, you need to remember that workers` compensation insurance coverage is specific to that country. Each state has its own laws and rules that govern how workers` compensation applies in its state. So let`s talk about how coverage is provided in other jurisdictions. Employers in Idaho, Montana, Oregon, South Dakota, Utah, Washington, and Wyoming should contact WSI before assuming they have coverage for their employees working in North Dakota. Mutual agreements are possible on request. When you open a workers` compensation policy with WSI, all payroll earned in North Dakota must be reported to WSI. WSI has reciprocal agreements with certain restrictions with the following 7 states: Idaho, Montana, Oregon, South Dakota, Utah, Washington and Wyoming. Getting the right coverage for workers` compensation insurance can be a bit tricky, and it`s important for an employer to arrange coverage in all states where they`re exposed to avoid potential gaps or a complete loss of coverage.

NCCI`s workers` compensation policy offers two ways to manage this exposure: protection and benefits extend to states that are known as primary coverage states (also known as „3.A.“). States) or under the name of „Other States“ (also known as States „3 . C »). Oregon has a formal agreement with Idaho that affects how claims are handled when workers are hired in one state and violated in the other. If Oregon and another state have reciprocity, Oregon employers do not need to receive special coverage for workers who are temporarily employed in the other state. Workers who are injured during a temporary posting to a returning state are only entitled to benefits under Oregon`s workers` compensation laws. Some states that reciprocate Oregon have restrictions for certain industries or situations. If a state does not have reciprocity with Oregon, an Oregon employer is usually required to purchase a state-specific insurance policy to cover temporary assignment workers. For more government information on extraterritoriality/reciprocity, see the Oregon State-by-State Survey. 800-272-4353 (toll-free) 603-271-3176 Be sure to visit our government rules pages for more specific information on each state`s extraterritorial and reciprocal matters.

. . .